By subscribing to and/or using Occams Money services, you agree to the following terms and conditions:

GENERAL. Rates and charges for services provided are available at the Occams Money website. Read the FAQ’s for other important information on the services. The rates and charges may be changed at any time without notice and it is up to the Applicant to check the listed rates for such changes. All charges for services will be debited to the credit card number provided by Applicant. If the credit card or other form of payment is denied, service may be disabled immediately. PAYMENT MUST BE MADE WITHIN 5 DAYS OR SERVICE MAY BE IMMEDIATELY TERMINATED. All published monthly rates are charged recurrently unless otherwise expressly stated by Occams Money Applicant’s submission, via the Internet, by fax or mail, of this Application attests to financial responsibility, ability and willingness to pay invoices within the stated terms and conditions. Service will be rendered subject to credit approval by Occams Money Applicant shall not use any Occams Money services for any unlawful purpose and shall use the Occams Money services in accordance with the instructions set forth in the Product User Guide or website. Applicants will not hold Occams Money liable for error or unwanted calls made or received through provided services. Clients are advised to monitor the pre-paid balance in their account and to only submit funds that are intended to fund service use. Occams Money reserves the right to refund only through service credit if an account is canceled; cash funds will not be paid out to refund prepaid balances upon account cancellation.

Occams Money has no control over the content of the information transmitted through its accounts. Occams Money does not (i) represent or endorse the accuracy or reliability of any opinion, advice or statement made through an Occams Money account, (ii) assume any liability for any harassing, offensive or obscene material distributed or received through an Occams Money account, or (iii) assume any liability for any material distributed through an Occams Money account which is distributed in violation of any third party’s copyright or other intellectual property right.

The Services may only be used for lawful purposes. Applicant is expressly prohibited from using the Services to transmit any unlawful, harmful, threatening, abusive, libelous, vulgar, obscene, profane, hateful, or otherwise objectionable information of any kind, including, but not limited to, encouraging conduct that would constitute a criminal offense, infringe third party rights, give rise to civil liability or otherwise violate any local, state, national or other law. Applicant may not use the Services to upload, post, reproduce or distribute, in any way, any information, software or other material protected by copyright or any other intellectual property right without first obtaining the permission of such right by holder.

Applicant agrees to comply with all applicable laws, regulations, or conventions including those related to data privacy, international communications, and exportation of technical or personal data.

LIMITATION OF LIABILITY. As a material inducement for Occams Money to provide the services hereunder, Applicant agrees that UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL Occams Money OR ANYONE ELSE INVOLVED IN CREATING, PRODUCING OR DISTRIBUTING THE SERVICES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF OR INABILITY TO USE THE SERVICES; OR THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES, ERRORS, DEFECTS, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE.

Occams Money MAKES NO EXPRESS OR IMPLIED WARRANTIES TO APPLICANT AS TO THE DESCRIPTION, QUALITY, MERCHANTABILITY, COMPLETENESS OR FITNESS FOR ANY PURPOSE OF THE GOODS OR SERVICES PROVIDED. Occams Money EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY AND OF FITNESS FOR A PARTICULAR PURPOSE.

EFFECTS OF TARIFFS. Any and all tariffs and related provisions are made a part of this Agreement and shall control any inconsistency between the tariff and the terms and conditions of this Agreement.

UNCONNECTED CALLS. Applicant agrees that a per minute charge may be applied at the discretion of Occams Money to unconnected calls, where the percentage of unconnected calls is greater than 20% of calls to a given number.

INDEMNIFICATION. Applicant shall defend, indemnify and hold harmless Occams Money, its officers, directors, employees and agents from any breach of this Agreement, use of Applicant’s account or in connection with the placement or transmission of any message, information, software or other content using the Services. Occams Money shall give written notice of any such claim, action or demand within a reasonable time. Occams Money shall be defended by attorneys of their choice at Applicant’s expense.

The headings of the sections of this Agreement are inserted solely for convenience and are not intended to be part of, or affect the interpretation or meaning of this Agreement.

SEVERABILITY. If any provision or portion of this Agreement shall be held invalid under any applicable laws, such invalidity shall not affect any other provision of this Agreement that can be given effect without the invalid provision or portion, and, to this end, the provisions or portions hereof are severable.

NO WAIVER. The failure of either party at any time, or from time to time, to require performance of any obligation under this Agreement shall in no manner affect the right of either party to enforce any provision of this Agreement at a subsequent time and shall not be construed as a waiver of any subsequent breach of that same provision.

The submission of the application information and the use of the Services assume that Applicant has read and agrees to the terms in this Agreement. Occams Money reserves the right to suspend or terminate the Services if Occams Money, in its sole discretion, believes Applicant is using the Services to engage in conduct which interferes with other Occams Money Customers’ use of the services, is harmful to Occams Money, or third parties, or is otherwise in violation of this Agreement

TERMINATION OF SERVICE. The applicant agrees that services will not be considered terminated until all owed amounts have been paid in full to Occams Money and they have received a confirmation number of cancellation through one of two methods:

i) By phone with a client services representative

ii) By online account contact through a Trouble Ticket or Special Request