Whats an eCheck?

  • Whats an eCheck?

    • Whats an eCheck?

    An eCheck (electronic check) is a form of online payment where money is electronically withdrawn from the payer’s checking account, transferred over the Automated Clearing House (ACH) network, and deposited into the payee’s checking account. With an eCheck merchant account, a business can withdraw payments for a good or service directly from their customer’s bank account. The payment must be authorized by the customer, either by signed contract, via a recorded voice conversation, or acceptance of an internet based “Terms and Conditions”.
  • How It Works

    • How It Works

    eCheck processing is somewhat similar to paper check processing, but the whole process is executed faster. Traditionally, a customer manually writes a paper check and sends it to the product or service provider. Today’s technology allows the process to happen electronically, saves both parties a considerable amount of time and provides much more control and superior tracking.
  • Recurring Payments

    • Recurring Payments

    eChecks are actually one of the most popular forms of recurring payment. You can use it to receive repeat payments with an authorization that approves recurring payments.
  • Processing Timelines

    • Processing Timelines

    The eCheck clearing process varies provider to provider. Usually, funds are verified within 24 to 48 hours of the transaction being initiated. Should the payer have the funds available in their account, the transaction is cleared within 3 to 5 business days and the funds are moved from the payer’s account to the payee’s account.

    Who we are

    Our platform stores your customers’ information on
    our secure servers. Simplify your

    Leading Echeck Processor

    We provide you with the best alternate route to accept payments for your business - echecks.

    Best Risk Verification

    Our risk verification suite is the best in class for verifying echeck payments.

    Subscriptions and Invoicing

    We provide the tools needed from raising invoices to collecting payments all in a unified interface.

    Support

    Get connected to a human every time you seek help. No more annoying bots or unnecessary loops.

    We Partner with firms to bring clarity to their brand

    Our platform stores your customers’ information on our secure servers. Simplify your
    99.99% Approval

    We make onboarding easy and seamless for you. Our approval rates are high and we qualify most of the businesses.

    Seamless Processing

    We provide you all the tools that you need to process payments. We integrate with most carts, we also provide subscriptions, invoices, virtual terminals.

    Best Support

    Our pricing and statements are simple. We provide human support at all points so that you can focus on your business.

    Advantage Of eChecks

    Solutions For You

    Check 21 transactions are governed by check laws...

    Faster Settlement

    You control your settlements. Funds can be settled directly to...

    Flexibility

    ACH rules require revoked transactions (chargebacks) to remain below 0.5%...

    Wider Coverage

    Both ACH & Check 21 transactions are accepted by large US banks...

    Enhanced Descriptors

    Check 21 allows more characters to be used on the descriptor...

    Steps For Registration

    • 0
      Step

      Get Started

    • 1
      Step

      Business Information

    • 2
      Step

      Contact Information

    • 3
      Step

      Ownership

    • 4
      Step

      Business Details

    • 5
      Step

      Bank Information

    • 6
      Step

      Verification, Cart & Fees

    • 7
      Step

      Declaration

    What our clients say is extremely important to us

    eCheck money has been an important partner for our business. we are aiming to work only with such partners who provide the full package of expertise.

    Cloudflow Llc

    eCheck money has provided extensive support in making a customised end-to-end solution for us with super-fast routing which has led to better success rates for transactions. Their innovative products and quick support has helped us scale our offering to our users.

    Enterprising Software

    In order to obtain a stable growth of the business, We are looking for precision and perfectionism in the execution of the product, outstanding support and a friendly approach toward their customers. With eCheck money we can expect to receive not only this, but even more. That is why eCheck money is one of our most crucial business partners in terms of payments.

    Promark inc